奖的通知

Notifications of a student’s 金融援助 eligibility.

学术课程负荷

本科学生每学期平均应注册15个学分，以便在四年内毕业.  Twelve (12) credits per term are considered the minimum full-time enrollment.

预算/出勤费用(COA)

Each institution must establish a budget that will be used to award student aid.  澳门皇冠体育的预算是基于某些类别:州内本科生, Out-of-State Undergraduate students, 州内研究生, 州外研究生, and Summer Developmental Students.  预算/出勤费用(COA)包括学费的估计费用(基于每学期12学分), 学杂费, 食宿, 书籍及用品, 运输, 个人开销(洗衣), 牙膏, 服装, 等.).  A student’s actual expenses will vary, depending on the number of credits hours enrolled and the student’s living expenses.

默认的

拖欠是指学生/借款人未能按照在本票上签字时所同意的条款偿还贷款.  默认的,  也,  may result from failure to submit requests for 延期, 忍耐 or cancellation on time.  The consequences of default are severe (i.e. garnishing of wages, bad credit, garnishing of tax refunds, 等.)

支付

支付 is the application of funds to a student’s account.  If funds are remaining after university charges are paid, then the student will have a disbursement to them, 通过电子资金转移到他们的个人银行账户或通过邮寄支票(根据他们在支付授权声明上的指定).

符合条件的非公民

According to federal guidelines, eligible non-citizen includes:

• U.S. 公民
• U.S. permanent resident who hold either a I-151, I-551 or I-551C card
• Holders of the I-94 form with a notation of Refugee/Asylum Granted /Cuban-Haitian Entrant, Status Pending or conditional Entrant (if issued before April 1, 1980), or Parolee (if paroled for at least 1 year, with evidence provided to USCIS that residence is for other than temporary purpose).
• 注意: The following statuses are ineligible for aid:
  • F、G、J系列签证持有人
  • I-171或I-464持有人

 

Expected Family Contribution (EFC)

When a FAFSA is filed with the federal government, 联邦处理者使用联邦法规制定的公式来确定“预期家庭贡献(EFC)”。.  EFC(理论上)是学生及其家庭应该支付的学费.  The federal formula takes into account many factors, including number of people in the family, 在校人数, 居住的州(有些州有州税或销售税)和年长父母的年龄.  根据联邦法规, the EFC is used in calculating the student’s eligibility for aid; even if, the family/parents cannot or will not contribute to the student’s education.  While costs the at schools will be different, the EFC will stay the same.

联邦半工半读的

联邦工作学习(FWS)是一项基于需求的工作计划，允许学生在JSU注册期间赚钱.  This program is limited in funding. 鼓励学生每年早些时候(在1月1日之后尽快)完成FAFSA，以便考虑联邦工作学习.

财务需要

经济需求是指大学的就读成本(COA)和预期家庭贡献(EFC)之间的差额。.

Free Application for Federal Student 援助 (FAFSA)

联邦学生援助免费申请(FAFSA)是联邦申请，必须完成联邦考虑, 状态, 大学授予, work-study and loans (including the Federal Stafford, Federal Loan for Parents-PLUS and Grad Plus for 研究生s).  The FAFSA data is used to determine a student’s financial need for need-based aid and EFC.

贷款入学辅导

According to federal requirements, 学生必须在收到第一笔贷款之前完成入学贷款咨询.  这个咨询会议是用来告诉学生他们的权利和责任，作为借款人.  JSU provides this session online at http://studentaid.gov/.

贷款退出咨询

According to federal requirements, 获得联邦教育贷款的学生必须在毕业或终止入学时完成贷款退出咨询.  JSU provides this session online at http://studentaid.gov/.

银行

An institution who provides money for loans.  Most lenders are financial institutions, but lenders may 也 be 状态 agencies or schools.

以成绩为基础的经济资助

奖学金:根据成绩(如学业或运动成绩)授予的经济资助.

主本票(MPN)

主本票(MPN)是借款人在获得学生贷款之前必须签署的具有约束力的法律文件.  它列出了借款条件和学生同意偿还贷款的条款.  The MPN will include information about the grace period, 利率, 延期, 忍耐, 关于贷款的取消条款和借款人的权利和责任借款人阅读并保存本文件以备将来偿还贷款时参考是非常重要的.  The Master Promissory 请注意 is a one-time promissory note signed by all loans borrowed at JSU, as long as they fall under certain conditions.  有关主本票的任何问题，请联系财务援助办公室或贷款人.

National Student Loan Data System (NSLDS)

国家学生贷款数据库系统是一个收集学生贷款信息的联邦网站.  By using your Federal Student 援助 ID (FSA ID), the student can get information on their federal loans, 奖助金, 出色的平衡, 贷款状况和支出.  请注意: NSLDS in not a real-time database.  各机构每月更新nsds，因此所显示的数据可能无法反映最近的变化.

按需资助

金融援助 awarded based on a student’s or family’s financial status.

令人满意的学业进展

根据联邦要求, 学校必须制定学生必须达到的最低标准，以显示足够的学术进步(满意的学术进步标准- SSAP)，以继续获得资助资格.  Please see the JSU catalog for more information.

选择进行验证

完成FAFSA的学生中一定比例的学生将被联邦处理人员选中进行验证.  然后，学校将要求所需的文件来验证FAFSA上报告的数据.  This may include federal income tax return transcripts, verification worksheets and/or other documents.  财务援助办公室要求的文件通知将发送到学生的JSU PAWS账户.

学生资助报告(SAR)

Upon completion of the FAFSA, the student will receive a 学生资助报告(SAR).  Once the FAFSA is complete online, this summary will be provided to the student online.  If the student  completed the paper application, this form will be mailed to the student.  重要的是要审查SAR上的信息，并阅读联邦处理者注意到的所有评论，因为有时需要额外的信息来完成处理.

验证工作表

核实工作表是一份表格，由财政援助办公室发送给收到FAFSA数据后被选中进行核实的学生.

取款

To officially withdraw from 澳门皇冠体育, 学生必须联系本科学习，电话:601-979-2127和注册办公室(601-979-2300).  所有尝试的课程,  包括取款, will be used to determine 令人满意的学业进展 (SAP).